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Discovering Balance In Your Daily Life With The Brain Gym 101 Seminar

February 26th, 2011 admin No comments

Discovering Balance In Your Daily Life With The Brain Gym 101 Seminar

What does having more balance in life mean to you? It differs for everyone. For some it’s being able to focus more and stay organized on tasks. For others it’s reducing stress and learning how to relax. Yet, for many facing learning and behavior challenges, it can be successfully living with ADD, ADHD or Autism. Wouldn’t it be great to learn how to achieve this in just a few days? You can at the upcoming Brain Gym 101 Seminar in West Palm Beach, Florida. February 1 – 4, 2008. Are you living the life of your dreams? Are you doing the work you love? Are you and your children excited about learning and achieving to your potential? All of this and more are available to you when you have the Brain Gym Program working for you in your daily life.

If you’d like to discover an easy way to enhance your memory, organization, concentration and creativity, this workshop is for you. The Brain Gym 101 Seminar is an extensive 32-hour event presented by Dr. Paul Dennison, founder of the Brain Gym Program. The workshop is open to new students, Brain Gym 101 graduates, and those licensed Brain Gym instructors looking to further develop their Brain Gym skills. The course is centered on the simple, fast and fun 26-targeted movements that make up the Brain Gym Program. These movements consciously activate the mind/body system to release learning blocks and prepare your brain and entire nervous system for optimal learning. Participants are taken step by step through each movement with the detailed Brain Gym 101 Handbook as a guide.

The course promotes efficient communication between the brain and the rest of the body, increasing play and creativity and alleviating stress as it enhances performance, all ingredients for better balance in your life. The success of Brain Gym can be attributed to its effective movements, and balances, as well as to its addressing the physical skills of learning.

Since the 1980s the field of Educational Kinesiology, the study of movement and its relationship to learning, has touched people of all ages and cultures. Brain Gym has been introduced in homes, classrooms, businesses, and places of learning in more than 80 countries on all seven continents with rapid and often dramatic improvement in reading, writing, language and numerical skills. Many others use the work to profoundly enhance the quality of their attention and concentration, memory and organizational skills, athletic performance, and more. The popularity of brain exercises today supports the positive and dynamic effects of stimulating brain movements.

The workshop also explores the five learning principles central to Brain Gym Work. They include:

1) Draw Out: Intelligence is Inborn
2) Focus: Attention Follows Intention
3) Notice: We Learn What We Actively Experience
4) Move to Learn: Growth Is a Search for Balance, Imbalance a Search for Growth
5) Interconnect: Each of Us Is Affected by Each Other

Come and engage with others who believe movement is the key to whole brain learning and overall better health and well being. For more information please contact Dr. Patty Shackleford at 352.475.3311 or drpatty@pkconceptsinc.com. (Register Now).

Stop by the Brain Gym site today to learn more about the Brain Gym Program, http://www.braingym.com. Dr. Dennison’s latest book, Brain Gym and Me: Reclaiming the Pleasure of Learning is available on Amazon and other leading bookstores.


Article from articlesbase.com

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Whisky-water of Life

February 18th, 2011 admin No comments

Whisky-water of Life

Introduction to whisky: The delicate blend of whisky gives it a perfect flavor to enjoy at its best. Whisky falls under the broad category of alcoholic beverages. Malting and mashing at the first stage make whisky and then the fermented mashes is distilled and are kept in wooden casks to engender its actual tang.

Whisky can be made from different types of grains that include malted rye, wheat, maize, barley and malted barley. Whisky is derived from the Gaelic word for water. In Ireland (1495) the first record of whisky was found. Which was believed to be distilled by the monks.

Whisky types: Whiskies are mainly produced in the grain growing areas of the world. Whiskies differ in alcoholic content and quality.

Scotch whisky: Scotch is a whisky that is generally distilled for 2-3 times and should be matured for at least 3 years in the oak cask. The age is decided between distillations and bottling.

From malt barley malt whisky is made and are disttled in an onion-shaped pot still.

Blended malt whisky or vatted whisky is amalgamated from different distilleries. Vatted malt is usually termed “pure malt” or simply “malt”.

Single malt whiskies are distilled once, unless it is termed “single cask”. It contains whisky from different casks so the blender can achieve a recognizable taste as typical of the distillery.

Amalgamation of Malt and grain whisky makes blended whisky, which are much cheaper than any other whisky.

Irish whisky: Irish whiskies are distilled three times and should be kept in casket for at least 3 years. The common types of whiskies in Ireland are single malt, single grain, pure pot still and blended whisky.

Japanese whisky: Japanese whiskies have also originated from the scotch tradition. These whiskies are made in scotch style but not produced in Scotland.

Canadian whisky: Canadian whiskies are generally multi-grained whiskies, which are much smoother and lighter than any other whisky style. These types of whiskies are termed as “rye whisky” in Canada.

American whisky: There are two different types American whisky. Mainly straight and blend. These whiskies are kept in the oak casks for at least 2 years. The most common types of American whiskies are bourbon, Rye and com. Bourbon has 51% of maize content. Rye has 51% rye content and com has 80%

Maize in it.

Indian whiskies: Indian whiskies are the only whisky that is distilled from fermented molasses. But other than Indian sub-continent it will be considered as rum. India has begun to distill whisky from malts and grains.

Services offered by whisky circle:We at www.whiskycircle.com offer you a arena of services in the cyber-space. This is a only website that offers you service of a virtual bar. Different blends of whiskies are discussed in our service called “your blends”.and above all we have a personalised whisky lounge for our exquisite members. So come and experience the difference only at www.whiskycircle.com.

Whisky was created by a small group of whisky afficinados. It started out as a ‘Whisky club’ where lovers of single malts got together and made small talk over a malt. For more further information about Scotch please www.whiskycircle.com.


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Xtend Life Fish Oil – How Can Xtend Life Fish Oil Benefit One’s Heart?

February 4th, 2011 admin No comments

Xtend Life Fish Oil – How Can Xtend Life Fish Oil Benefit One’s Heart?

What Does Fish Oil Do – Health Benefits of Omega 3 Fatty Acids

A healthy diet is the key to keep someone’s heart at bay. But if you really want a total heart booster, you might want to take into account the abundant health benefits from fish. If you are suffering from various conditions, you will find out that this scaly creature really work wonders. Fish oil in particular, is surprisingly beneficial. Fish oil, is of great interest to human beings, because it has been shown to provide a myriad of health benefits. Studies are published almost daily as the scientific community discovers more and more benefits of fish oil. A plethora of research indicates that, not only are fish oil benefits numerous, some of them are really quite extraordinary!

Fish oils can be obtained from eating fish or by taking supplements. Have you heard about the wonders of Omega-3? Fish that are especially rich in omega-3 fatty acids include mackerel, tuna, salmon, sturgeon, mullet, bluefish, anchovy, sardines, herring, trout, and menhaden. Fish oil is a great dietary source of Omega- 3 fatty acids. They provide about 1 gram of omega-3 fatty acids in about 3.5 ounces of fish. Fish oil just appears to be the quickest, safest and most effective way to get the essential omega-3 fatty acids that most people require to maintain proper balance. But why do more and more people are getting crazy on acquiring Omega-3?

Studies have proven that getting more omega-3 fats into our diet can tremendously improve both our physical and mental health. EPA and DHA are the two omega-3 fatty acids found in fish oil. Science has shown that omega-3 fatty acids have cardio-protective benefits and promote a healthy heart. An omega 3 fish oil may also help improve or prevent the following:

- Alzheimer’s disease and dementia
– depression
– heart disease
– cancer
– arthritis
– diabetes
– hyperactivity
– ADHD

It also:

- lowers blood triglyceride levels
– reduces the risk of heart attack
– reduces the risk of dangerous abnormal heart rhythms
– reduces the risk of strokes
– slows the buildup of atherosclerotic plaques
– lowers blood pressure
– reduces stiffness and joint tenderness associated with Rheumatoid arthritis

Needless to say, its health benefits are downright amazing.

 

It is for those reasons that fish oil supplements are now widely introduced in the market. Even the talk show queen Oprah had mentioned it on her TV show. Taking a fish oil supplement is a great way to get Omega 3 acids, especially if you are not a big fish eater or worry about how much you are actually eating.  However, not all fish oil supplements are the same, some can even be dangerous.  That’s why it’s important to know how to choose best quality omega 3 fish oil supplement.  Deciding on which brand of fish oil supplements to buy can be very confusing with so many brands from which to choose. What makes this even worse is that a lot of marketers try to deceive potential consumers into buying their products by pouring a lot of money into major advertising campaigns appealing to your pockets.

 

I am sure you would like to see whether the brand you choose will actually get you more value for your money, right? Why not try Xtend life fish oil supplement? Unlike other brands, DHA is its key ingredient so you will probably not go wrong with this brand. Plus, you can count on the quality of fish that they use in their product. Their highly recommended fish oil is a molecularly distilled omega 3 supplement. It is Hoki fish oil acquired from fish in the pristine waters in the Southern Ocean area around New Zealand. The hoki fish, to give you a little background, is the most effective when it comes to inhibiting inflammation. It also has high levels of purity and freshness. Amazing isn’t it? If you want to get maximum health benefits you should only choose the best when you buy fish oil.

 

Visit http://fishoilsupplementsguide.com/xtend-life-omega-3-fish-oil-supplements or http://fishoilsupplementsguide.com/ for a comprehensive report on Xtend life fish oil.

 

http://fishoilsupplementsguide.com/xtend-life-omega-3-fish-oil-supplements


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Travel Camera Bags Simplify Life for Photographers

December 21st, 2010 admin No comments

Travel Camera Bags Simplify Life for Photographers

Whether you’re a professional photographer or just a casual shutterbug, at some point you’ll find yourself looking at camera bags, trying to find the perfect one for a long trip. The requirements for a travel camera bag are a bit different than a standard bag you’d use to carry your camera and gear to a photography site for an afternoon. Although you’ll still want easy access and lots of room, you’ll be concentrating more on what makes a bag sturdy enough for traveling long distances.

If you’re going to be flying across country or hopping on and off trains, you’ll want a camera bag that makes it easy to cart your gear around when not in use. Since you’ll also probably be contending with luggage and a laptop, finding a selection of camera bags that make it easier to juggle everything is crucial.

Look for camera bags that are sturdy enough to haul everything you plan on carrying without sagging or wearing out too quickly. High density, closed foam dividers are an important feature. You won’t always be in complete control of your bags when traveling. Don’t let your equipment be damaged because someone on the plane manhandles your camera bag while they’re trying to cram their own carry on luggage into the overhead bin. Most travel worthy camera bags will be fairly large, but you do want to try out all of your gear inside it before you actually take it on a flight or train trip. Does it hold the heaviest equipment without straining at the seams? Is there sufficient cushioning around the outside edges to protect your camera in the event the bag is dropped?

Consider camera bags that feature a separate laptop compartment. Let’s face it; if you’re traveling with your camera, you’ll want your laptop along for the journey so you can download pictures any time you want. There are several really good camera bags that feature padded laptop compartments that you’ll really appreciate the longer you’re traveling. It’s one less bag to have to lug around between locations and keeps all of your sensitive gear in one bag, which is a bonus when going through airport security.

Rolling camera bags are very popular with frequent travelers because you can simply pull the bag along behind you rather than carrying it. It takes the strain off your shoulders and helps you breeze through airports and train stations without constantly bumping into others with your oversized camera bag. Look for rolling camera bags with adjustable handles to give you some versatility. Ball bearing wheels or swivel casters are both good options for a smooth ride and easy maneuverability.

One great option for photographers who travel a lot is to get a removable trolley, sometimes called a modular trolley, that works with your camera bags to convert a standard bag to a rolling camera bag. These usually come with an adjustable handle and fasten securely onto your current camera bags with Velcro straps. The beauty of these is that you can use any of your camera bags with it, so if you’re going on a long trip you can take that industrial sized camera bag, but switch to a smaller bag for a shorter excursion. You can easily detach the trolley and fold it up to stow in a luggage compartment or closet, then reattach it to any of your camera bags the next time you need it. It saves having to swap out your gear while on the road.

Once you’ve decided the key features you need for your next trip, be sure to compare features of several travel or rolling camera bags and then pick the one that seems right for you.

The author of this article knows all about camera bags. He has written many articles on camera cases using the vast experience that he has gained. He has also helped many people out there to buy the best camera bags. He knows the factors to be considered while choosing camera bags


Article from articlesbase.com

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Backpack Diaper Bags Make Life Simpler

November 13th, 2010 admin No comments

Backpack Diaper Bags Make Life Simpler

A new baby is the smallest member of the family. The average newborn baby weighs around seven pounds and is about 20 inches long. How can it be, then, that this tiny new addition to the family can need more things than the larger members of the family?

Before baby came along, you could grab a jacket, a small purse and perhaps a book and be out the door. Now it seems that a trip to the grocery store requires the type of packing and preparation that used to be reserved for weekend getaways! There are diapers, wipes, extra sets of clothing, blankets, pacifiers, formula and bottles (even if you are nursing these may be needed in an emergency) and even toys to consider. Older babies may need snacks and other items such as books to keep them busy while on the road. The amount of items you need for even the shortest trip dwarfs the trip itself!

Packing the diaper bag is one thing, but having to carry that diaper bag is quite another. Trying to find things in most traditional diaper bags while the baby is screaming their lungs out is enough to make even the most seasoned parents a bit on edge. Backpack diaper bags are a simple solution to this problem. The backpack style of diaper bag allows everything to have its own compartment. For example, you can store items in a side pocket which can be accessed quickly if you are in a hurry. Objects such as bottles or sippy cups can be stored in another area of the bag, the pacifier can be quickly retrieved when it is on a clip on the side of the backpack diaper bag, and a security blanket can be folded and placed in the bottom of the bag. Diapers and wipes can be neatly tucked away in a middle section. Some backpack diaper bags are so versatile they have a cooler compartment for items such as breast milk or formula which need to stay cool for long periods of time.

In addition to helping keep things more organized, backpack diaper bags are much easier to carry than the traditional over one shoulder style of diaper bag. Because they are also backpacks, the weight of the backpack and its contents is evenly distributed over both shoulders, making it more ergonomic than a regular diaper bag. One great feature is that it won’t come sliding down your arm when you bend over to pick up the baby! Another great advantage is that it leaves both hands free which makes caring for baby much, much easier and more convenient.

When you have a baby, you can’t get around having to carry a bag full of items that can weigh more than your baby does, but you can make carrying all the required gear a little easier with a backpack diaper bag. Life with a baby is challenging enough. Why struggle along with a clunky diaper bag on one arm when you can use backpack diaper bags and keep your hands free too?

Learn more about backpack diaper bags and find out why a backpack diaper bag may be the best choice for your child. David Cummings is General Manager of Bustling Baby, a business devoted to providing baby mobility, comfort, and convenience to active families.


Article from articlesbase.com

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Reusable Bags – Bags For Life

October 25th, 2010 admin No comments

Reusable Bags – Bags For Life

Many people think that getting a biodegradable bags is a silly idea when they can just get a free plastic bag. And even though we are culturally starting to become more aware of our actions the unfortunate truth of the matter is that a plastic bag does kill and has killed many creatures of the wild. It has been reported that 500,000,000,000, yes five hundred billion, plastic bags are used each year, which roughly equates to 1 million bags used every sixty seconds. So why should you get yourself a bag for life?

Well the most obvious reason to choose to use a bag for life is that in the long run it works out cheaper, statistics show that each person uses around 302 bags a year. Furthermore, most UK/US shops are now charging for the use of plastic bags. This may not seem like a lot at the moment but the government is attempting to make legislation to increase the amount to double.

A second reason to use biodegradable bags is for the durability it gives. The biodegradable bags have been manufactured in a way that allows for a high weight to be carried with the maximum amount of durability. What this basically means is that a bag for life is more durable than a plastic one, meaning that it is less likely to break on you or to split at the bottom pouring your goods onto the floor.

A third reason, although maybe not as persuasive as the previous ones is that it does actually make a good fashion accessory item. With the recent push for the sale and use of reusable bags. Many people have chosen to build companies that aim to manufacture fair products based on renewable materials that people will want to carry. So now you can buy fairly fashionable biodegradable bags that can be both nice looking and make a statement. One of my favourite bags said: “Get a haircut, you look ridiculous – no offence”.

The statistics of bag use (as first mentioned) may not seem like anything to change your life about, but due to this amount of plastic bag production an average of 100,000 recorded animal deaths have been noted. This means that for every 5million bags used one animal dies, the time to change the way we think is now. The longer we wait the more animals will die and the less likely it will be that our future children will see some of the animals we were once blessed to. So do your part now and buy a bag for life.

Jeffrey Macdonald loves writing on different ways of keeping your environment clean. Now a day’s using Environment Friendly Bags or Eco Friendly Bags is the sensible thing to do.

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Book Review: the Life of Daniel Boone by Lyman C. Draper, Edited by Ted Franklin Belue

October 19th, 2010 admin No comments

Book Review: the Life of Daniel Boone by Lyman C. Draper, Edited by Ted Franklin Belue

THE LIFE OF DANIEL BOONE, published by Stackpole Books, 1998, is a unique book about an eighteenth century explorer, written by a nineteenth century biographer, and edited by a twentieth century author. How does it come off? Not too bad! In fact, this is probably the most authoritative account of the renowned frontiersman we will ever see.

I have a special interest in the subject. Daniel Boone is my great, great, great, great grandfather. No, I won’t bore you with my own genealogy. Suffice it to say, I descended through Jesse Bryan Boone, Daniel’s eighth child, who died the same year as Daniel — 1820.

Including notes and index, THE LIFE OF DANIEL BOONE is a large volume totaling 596 pages. And those pages are loaded with rather small print plus drawings and maps. But don’t let that discourage you from taking a peek at this one of a kind work.

If you would like a quick summary of the book, read the Preface. In eighteen pages, Belue appraises the character of Daniel Boone, what he did, and what he thought of his own fame. We discover Boone was a skilled woodsman, hunter, trapper, explorer, scout, militia commander, judge, and county representative. And he was a natural leader.

In his introduction, Ted Belue describes him as: “charismatic, quiet, even-tempered, and rarely willing to utter criticism even of those who opposed him. Boone’s genteel ways were the sort that universally garner respect and attract.” That plus his lack of guile and a sense of honor earned Daniel Boone a solid reputation.

But what did he think of himself? Belue quotes Boone’s own words: “Many heroic exploits and chivalrous adventures are related to me which exist only in the regions of fancy. With me the world has taken great liberties, and yet I have been but a common man. It is true that I have suffered many hardships and miraculously escaped many perils, but others of my companions have experienced the same.”

Daniel Boone was modest. He comes across as a good man, one we would like to have on our side in a crisis.

Next we turn to the chronicler of information on Boone and his times. The self-appointed biographer, Dr. Lyman C. Draper, born September 4, 1815, showed exceptional insight for his day. Nineteenth century storytellers had no qualms at all mixing fantasy with truth. If it spiced up the story, a good myth even seemed preferred over mundane facts.

Against this concoction of history and legend stood Draper with his grand vision of saving facts from oblivion. While the evidence was still available, and the people who remembered the events were still living, he wanted to separate fact from myth, correct misconceptions, and get as close as possible to the truth about frontier history.

In his youth, Draper selected twenty subjects to save from mythology. Besides Daniel Boone, other subjects meriting Draper’s attention included George Clark, Anthony Wayne, Daniel Morgan, and Dunmore’s War.

From 1843 to 1852, Draper traveled the trails Boone had explored, seeking interviews and gathering data on the frontiersman. But the project never turned into a book. He died in 1891 lamenting he had not finished the “Life of Daniel Boone.” Since 1854, Draper’s manuscript remained in the archives of the State National Society of Wisconsin.

In 1990, historian Ted Franklin Belue decided that Draper’s huge manuscript, rich in details of Boone and frontier life, should be available to the public. Thus the book began.

Belue presents Draper’s work much as it was left by the biographer nearly one and a half centuries earlier. Belue’s changes to Draper’s transcript were minor. He eliminated excess commas and made military titles and abbreviations consistent with modern usage.

Belue wrote the introduction and provided us with a series of notes at the end of each chapter following Draper’s original notes. The editor concluded his introduction by reminding us that what we are holding in our hands had been hidden away since 1854. “Read it. Savor it. Take time to get to know Lyman Draper, his methods, his point of view, the tenor of his times, and his man, Daniel Boone.”

Good advice. But to that I might add, there are three men in this book who are best understood in the context of their times: Boone, Draper, and Belue. Of the three, Boone is by far the most straightforward. Simply put, he was an adventurer who couldn’t rest until he saw what lay beyond the next hill. His life was an ongoing search for Eden, an unspoiled hunter’s paradise.

In Kentucky, he found much of what he was seeking. But civilization, which he himself helped usher in, quickly ruined what he considered most appealing. So off he went in search of a new unblemished wilderness.

The real Daniel Boone was a man of courage, skill, and good fortune who nevertheless suffered much over his 85 years. He was no Fess Parker. He wasn’t a big man. He killed few Indians and despised those who attempted to portray him as a fearless Indian-killer.

Occasionally we are struck with the quaintness of the times. Sentimentality, not “cool,” was the predominant mood of the eighteenth century. Here’s a prime example. When Boone led a party of men from Boonesborough, they managed to rescue his own daughter, Jemima, and two other girls from a combined force of Shawanoes and Cherokees.

How did Boone propose to celebrate the event? He said: “Thank Almighty Providence, boys, we have the girls safe — let us all sit down and have a hearty cry.” And they did! That direct quote somehow never made the Daniel Boone TV series.

Now let’s consider the compiler of information, Dr. Draper. What should I say about this mother lode of facts and opinions, and what should I leave for you to discover for yourself? I will limit myself to three observations.

Draper’s style will certainly catch your attention. A few pages of Draper comes across as quaint and charming. Then again, several hundred pages of him is downright tedious. For modern tastes, it’s a bit too much: too wordy, too flowery, and too sentimental. But wasn’t that typical for the period? Yes, I believe it was.

Draper reflected his time in other ways too. The mood of the mid-nineteenth century was a positive one. They were as assured of themselves, their culture, and their values as we are uncertain of ours in the early twenty-first century

.

Dr. Draper championed Manifest Destiny. Anglo-Americans were marching westward taking their civilization in tow. At times Draper seems to be more of a cheerleader than a historian. But, as Belue points out, Draper never had a historian’s perspective. He couldn’t distinguish the trivial from the significant. So his notes are full of minute details of no particular interest.

Despite all of his faults, Draper preserved much of historical interest which would be lost without his efforts. That is his real contribution. Unfortunately, he never did get around to exploring Daniel Boone’s latter years. This entire volume is dedicated to the first half of Boone’s life.

Belue, unlike Draper, is a historian. By and large, he displays the objectivity and evenhandedness that Draper lacked in his manuscript. But is one major respect Belue reveals that he too is a man of his day.

The term “American Indians” has now been changed to the politically correct term “Native Americans.” Belue is numbered among those who believe what Caucasians did to Native Americans was morally reprehensible. What Belue espouses is, in effect a moralistic view of history.

Our question for Mr. Belue is: How did those Indians tribes obtain their lands? Well, they acquired them by driving off, killing, or assimilating other tribes who had the land before them, as they had in turn done to those who preceded them.

The history of Britain was no different. Picts lost their land to the Celts, who in turn were driven away by Anglo-Saxons, who in turn were conquered by the Normans. Larger tribes, more aggressive people displaced others and took their territory. What Anglo-Americans did to Native Americans is what mankind has been doing to each other throughout recorded history — no more, no less.

Draper’s manuscript details deceptions and atrocities committed by both sides, as well as acts of friendship and good will offered by both. Here Draper appears to be objective. Belue agrees.

A couple of centuries after the events, it is easy for us to lob criticism at the frontier settlers. After all, they won, didn’t they? But what were those eighteenth century settlers really like? What were the eighteenth century Indians like? This book, the most authoritative document we have for this period, opens our eyes to the timbre of the day. Before condemning the settlers, perhaps we should ask ourselves: if you and I were in constant peril, how altruistic would we be?

The LIFE OF DANIEL BOONE is a book worth reading. This volume is our passport back to the eighteenth century frontier America. It’s a time of great beauty and danger, unbelievable opportunity and hardship, plus numerous acts of courage, savagery, and cowardice. It is an exciting period. See for yourself.

Jerry Boone, Gatlinburg, Tennessee, United States webmaster@merechristianity.us Mr. Boone is a sailor, author, and webmaster of http://merechristianity.us His works include: Mere Christianity.us and SAFETY LINE – EVIDENCE OF THINGS NOT SEEN, an apologetic study published 1998.

How To Design Your Own Cotton Bag for Life

October 13th, 2010 admin No comments

How To Design Your Own Cotton Bag for Life

Use of Cotton Bags for Life has increased in recent years due to their positive influence on the environment in terms of lowering waste . Many responsible shoppers are now using re-usable cotton bags for their shopping and large stores actively sell them over the counter in a bid to reduce the number of carrier bags given to customers. Plain bags are normally sold for their nominal sum, but if you want to standout from the crowd, bags with design could fetch considerably more. Another option which is much cheaper and more special is to design your very own bag for life, using your very own creative skills and your home printer. Let’s get to work.

How To Design Your Own Cotton Bag for Life:

A. Purchase a Plain Cotton Bag – The first step is to purchase a plain re-usable and biodegradable bag from your local store. You might want to purchase a pack of at least 5 bags to apply different designs and to experiment.

B. Prepare Your Design – Not only images could be applied on the bag, but also text using notepad or Word. If you decided to print an image onto the bag, download an image to your computer and ensure the quality is high, the image isn’t pixelated and that you are allowed to use the image.

C. Purchase Transfer Paper – Using your own home or office printer, the design should be printed onto a special transfer paper to finally ironed on the bag. Transfer paper also known as iron on paper is available for light or dark cotton bags.

D. Iron The Design Onto The Bag – The most important phase is delivering the design from the transfer paper to the bag and it includes the following steps.

Step 1 – Set your printer to work optimally with the type of paper you bought. For HP printers choose iron on paper (can be found under special paper), for Epson printers choose plain paper and tick ‘flip horizontal’ to create a mirror image and for Canon printers choose iron on t shirt paper

Step 2 – Lay the bag on to a stable hard surface (not an ironing board) and using a hot iron with a min 1200w iron the transfer paper all over for a few seconds to fix it on to the bag. Iron systematically in small cycles every part of the transfer, spending 5-10 seconds in each position.

Step 3 – Peel off the backing material and the bag is ready.

Enjoy your cotton bag for life.

Joseph Eitan is the founder of Photo Paper Direct online sellers of high quality photo papers and print cartridges

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Puppets — Adding Humor And Laughter To Your Life

September 29th, 2010 admin No comments

Puppets — Adding Humor And Laughter To Your Life

Kids love to play with puppets as it allows them to set free their creative imagination. Puppets can bring great joy not only to kids, but also to adults, all over the world.

Puppets were first introduced to the world of entertainment thousands of years ago. It originated from Greece as the Greeks then were known to be fond of theatrical presentations. Though they enjoyed theater, they found supporting the actors financially rather expensive, so that they turned to the use of puppets in plays. They soon discovered that puppets were just as able as actors to elicit positive response from the audience, so they continued to patronize the use of puppets in puppet shows and presentations, and soon stage puppet shows became many people’s favorite past time.

Today, puppets and puppet shows have come far from their humble beginnings and still continue to be popular. Many puppets are patterned after animals such as frogs, elephants and birds. Every puppet used on stage has a distinct characteristic and personality. The differing personality is expressed not only by the puppet’s design but also by its individual body movements as expressed by the puppeteer’s hand movement.

Puppet performing it is not as easy as you think. It requires thorough and consistent practice before you can become an expert. A puppeteer needs to study different techniques such as the basic positioning, diction, arm rods and body movements.

The most common type of hand puppets is the simple hand puppet and the larger hand puppet. Each of the puppets has their distinct usage in puppet shows.

The simple hand puppets have few or no moving parts at all. They are usually made up of flexible materials and have distinct facial features such as eyes and nose. The mouth is often included on the simple hand puppets but it is usually there just for design purposes. It does not even open or close unless a thumb enters a pocket allowing it to move.

Larger hand puppets are more complex. Other than obviously being bigger in size than the simple hand puppets, they have additional manipulatable parts such as the eyelids and hinged mouth and arms.

Aside from providing amusement and fun, puppets nowadays have taken a political turn and are also used in thinly veiled political caricatures and satire. These political puppets are often modeled on known political personalities and are often depicted in the characters’ usual political setting.

Whatever the size or the design, puppets and puppet shows today still provide wonderful entertainment to many people of all ages.

For more on Puppets visit Susan’s sites Puppet Show and Puppet Theater, and also at Shopping and Society.

www.potterpuppetpals.com Snape hears a strange ticking sound. Love ensues.
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How to Collect on Lost Life Insurance Policies

September 28th, 2010 admin No comments

How to Collect on Lost Life Insurance Policies

A relative has just died. He had a life insurance policy with you listed as the beneficiary. There’s just one problem: the life insurance policy is missing. You have no idea which insurance company wrote it.

If you find the missing life insurance policy in the future, are you still eligible to receive the death benefit?

Hope they paid their insurance bills

If you’re a beneficiary and you find the lost life insurance policy shortly after the insured dies (within six months to a year, for example), claiming the death benefit should be trouble-free.

First, determine if the insured had term or permanent life insurance. If the insured held a term policy, you’ll receive the death benefit if he died before the end of the policy term. If he died after the policy expiration date, you would get nothing.

If the insured had a permanent life policy, you’ll receive the money if the death occurred while the policy was “in force,” meaning all premium payments were made up until the time of death. If the death was a while ago, you’ll receive the benefit with interest from the date of death.

If the life insurance policy lapsed — meaning the insured stopped making premium payments before he died — there’s a chance you might get nothing. When a permanent life insurance policy lapses, most insurance companies switch its status from permanent insurance to one of two options:

“Extended term” — The insurance company uses the cash value of the policy to buy a term life insurance policy for the same death benefit using the cash value of the policy. The death benefit will continue for the longest period the cash value will purchase.

“Reduced paid up” — The insurance company will keep the policy in force permanently, but will reduce the death benefit.

Gerry Brogla, an actuary for State Farm, says in the majority of the cases at his company, the permanent policy continues as extended term if it lapses. At State Farm, extended term is the default option for most permanent policies.

If the policy lapses, and the extended-term period expires before the insured dies, the policy is worthless and the life insurance beneficiary will get nothing. If the insured dies before the extended-term period is up, the beneficiary will receive the death benefit. If the policy lapsed because the insured died (thus ending premium payments and causing the insurance to be placed in extended-term status), the beneficiary will still collect the full death benefit, regardless of when the extended term was up. The beneficiary always needs to supply the insurance company with a death certificate to verify the date of death.

There is no time limit during which a life insurance beneficiary must step forward to collect the money, according to Jack Dolan, spokesman for the American Council of Life Insurers. “If a person shows up 30 years after [the insured's] death, the company still makes good on it,” Dolan assures.

What happens if no one ever reports the death?

If the insured dies and the insurance company does not learn of the death, the policy lapses. Insurance companies will take steps to find out why a policyholder stopped making payments.

When an insurance company stops getting payments, it sends letters to the insured informing him the policy may lapse as a result of unpaid premiums. If the letters go unanswered, the company might initiate a search to find the insured. If that comes up empty, the company will then lapse the policy.

If a beneficiary to a policy never steps forward, it unfortunately means the insured paid money to a policy throughout his life and his beneficiaries never see a penny. This is why its a good idea to make sure beneficiaries are aware of any life insurance policies you have.

If you’re lucky, the state may have your money

In some cases when a beneficiary fails to claim a death benefit for several years, the money is transferred to the state where the insurance policy was purchased under the escheat laws.

If a company knows an insured died and it cannot find the beneficiary, it must turn the full death benefit over to the state comptroller’s department within three to five years of the insured’s death. The money is transferred to the state where the insured bought the policy. The money is considered “unclaimed property” and gets lumped in with dormant bank accounts and uncollected rent deposits. The comptroller’s department maintains a database that lists the names and addresses of lost life insurance beneficiaries.

Many states will try to contact life insurance beneficiaries in an effort to pay the death benefits. In Texas, for example, the names and addresses of the beneficiaries are published annually in each county in the state. In New York, the Web site of the New York State Comptroller’s Office of Unclaimed Funds has an online search to find any unclaimed death benefits owed to you. You can find out the procedures in your state by contacting the office of your state comptroller or treasurer.

Keep in mind your chances of finding the policy with the state are slim. The insurance company has no obligation to hand the money over to the state if it’s unaware the insured died. In most cases, it’s the beneficiary who contacts the insurance company.

Also, the insurer only transfers the money to the state three to five years after it cannot find the beneficiary but knows the insured died. If the state doesn’t have the death benefit, it’s likely the insurer is still looking for the beneficiary or doesn’t know the policyholder has died.

Unclaimed death benefits are rarely transferred to the state. Dave Potter, a spokesman for Hartford Life, says less than 1 percent of his company’s death benefits go unclaimed.

Del Chance, a life insurance claims manager at State Farm, says, “Turning over life policy benefits to an individual state after the death of an insured is extremely rare. State Farm utilizes their own search techniques as well as outside vendors to locate lost beneficiaries in the event of the death of one of our insureds. By and large these procedures have always located the beneficiary.

Tips for making sure your life insurance beneficiaries get your death benefit:

1. Give your beneficiaries your policy information. It can be a difficult and awkward conversation, but an important one.

2. Keep all your financial records (especially your life insurance policies) in one place. Don’t force your beneficiaries to search your house from top to bottom after you die.

Tips for looking for lost life insurance policies:

1. Go through canceled checks or contact your relative’s bank for copies of old checks. Look for checks made out to insurance companies.

2. Ask those who may have known about your relative’s finances. Speak with the relative’s lawyer, banker or accountant. Also contact the relative’s insurance agent.

3. Contact your relative’s past employers. They might know of possible group life insurance. The insured might have also purchased supplemental life insurance through work.

4. Check the mail for a year. Premium bills and policy-status notices are usually sent annually.

5. Look at income tax returns for the past two years. Check for interest income from policies or expenses paid to life insurance companies.

6. Contact the Medical Information Bureau. If your relative bought life insurance fairly recently, there might be a trail of the companies to which he applied. The Medical Information Bureau (MIB) maintains a database that might show if insurers requested your relative’s medical information within the past seven years. Record searches can be requested through the MIB’s Policy Locator Service and cost . The MIB says that nearly 30 percent of searches turn up leads.

Visit Insure.com for a comprehensive array of comparative auto, life and health quotes, including a vast library of originally authored insurance articles and decision-making tools that are not available from any other single source. Insure.com is dedicated to providing impartial insurance information to consumers. Visitors can obtain instant quotes from more than 200 leading insurers, achieve maximum savings and have the freedom to buy from any company shown.

Luke’s real life auto insurance quote came back at 303 dollars a month. Luke got pissed… and put his new webcam to use. (Like all of our stuff, it’s scripted.)
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